Buy a cover
Many of us know that gut-wrenching feeling when you’ve just dropped your expensive phone onto a hard floor. In reality, most smartphones are built to take a bit of abuse, but that won’t necessarily stop your phone from bearing the scars.
Dents and scuffs can seriously hit the resale value of your smartphone, so it often makes financial sense to buy a cover for it. You can pick a basic cover up fairly cheaply, but it may be worth paying a little extra if you want the very best protection.
Not everyone wants to cover up their shiny new phone, but even if you only use the cover when you’re out and about, it could save you a lot of worry.
Give your phone a ‘software spring clean’
As mobile phones have become more complex, the number of things that can go wrong with them has also increased. Like a PC or laptop, the more you do with your phone, the more it can slow down.
However, you can avoid this trouble by giving your phone a ‘spring clean’ every few months – for example, removing apps you don’t need or deleting / transferring old photos. Better still, a full factory reset (normally buried somewhere in the phone’s options) every so often can restore the software to how it was when you bought the phone, meaning it should work like new. Just make sure you back things up first, or you could lose some important stuff.
Being careful with your phone can only go so far. No matter how cautious you are, sometimes accidents will happen. You might drop it down the stairs, or down the toilet, or it could get stolen – the list goes on. Unless you’re prepared to pay the full amount for a replacement, gadget insurance can be an excellent ‘line of defence’.
You might be able to make do with basic mobile phone insurance, but gadget insurance policies can also cover other expensive gadgets like laptops, games consoles and MP3 players.
However, be sure to shop around. You may be offered insurance when you buy your phone (or other gadget), but you could save money / get a better deal by taking a look at the other insurance deals on offer.